What is the best way to improve credit score if I have no credit?

I am debt free and have been since my bankruptcy over 12 years ago. I recently looked into getting a mortgage, but was told I can't get one because my credit score is too low. I went on freecreditreport.com and got a copy and there are some things on there that are not identified, and [...]

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Ways to improve credit score, is a credit card needed?

I've been in college for several years, and I've never had a credit card. Quite frankly, I really don't want one because I don't need one. Do I NEED a credit card to help improve my score, and if so, what are the best cards out there for students.

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How can I improve my credit score? ?

I have 656 and don't have any major credit cards open. I have a closed account with less than K balance that should be paid by December. Credit site recommended a major credit card. Should I really get one and use it for purchases only to pay off each month? How else can I improve [...]

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Are there better ways to improve your credit score besides a secured credit card?

I'm trying to improve my credit score(530) and am going to get a Bank of America secured credit card. It has a annual fee and a 20% APR. Is there another proactive way to dramatically improve my score without having to face such high interest rates? btw, I havw already dealt with my bad credit [...]

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How long to improve credit score?

My husband and I are trying to purchase a house. He has a decent salary and we can afford it. I pulled our credit yesterday to see that his credit score is a 585?! We have had all of our major debt paid off for 12 months now. There is one credit card with a [...]

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