What’s the Difference between the Credit Score and the FICO Score?

Technically there is no difference between the credit score and the FICO score. There is, however, a difference between the credit report and the FICO score. The credit report is the detailed account of the consumer’s credit activities like their payment history, how they use their credit, inquiries on their credit, their current credits, collections, [...]

How do I fix my credit report? score?

Let me be honest: I don’t have a very good credit score. How do I fix this? Should I close some open accounts? Will this help? And please don’t state the obvious …. thank you.

What’s the best way to fix my bad credit without being jacked by scammers? Please HELP!!!!!?

my credit score is like 535,i want to get it back up,what should i do?i have old hospital bills,2001 bankrupts?

also,i have no credit cards,and like i said ive had a 2001 bankruptcy,im trying to my score up to get a home loan,Help me plz.im new at all this credit fixing stuff,lol

what service is best to consult about repairing my credit?

I had a good score over a year ago, and now it’s gotten bad. Through a series of small mishaps, and a card with a too-high revolving balance it has gone down. I need advice about a good place to go based on 3 things: 1) price of consulting them 2) good customer service/customer relations [...]

How can I fix my credit?

Hello All, I just checked my credit report and I realized that my debt has escalated to more than 15k. Thank God now, I have that money available to pay off all of it. The problem is, I do not know which way is best for me to go. Should I pay all of them [...]

How can I fix my credit score?? **NO SCAMMERS OR I WILL REPORT YOU**?

I had a lot of credit cards when I turned 18 (regreted it) and I did a debt consolidation program (CareOneCredit); I was able to afford min payments, but I wanted one payment and to just pay them off. I figured that program would help. I didn’t realize it was a debt management program and [...]