FAQs

Archive | FAQs RSS feed for this section

How to raise credit score 5-7 points fast?

13. May 2009

My husband applied for an FHA loan but was told he neeeded to raise his credit score from a 615 to a 620. Within the last couple of weeks we paid off whatver credit card amount he had. His employment and salary were fine, just the credit rating needs to increase. Our lease is up [...]

When will my credit score improve?

13. May 2009

6 Comments

If I had credit card debt, some that went to collections, some did not get that far, and took care of it all (i. e. paid all accounts/debts in full)–when will my credit score be updated? Does it improve every month until it is erased in 7 years? Please explain. Read more here

How can I improve my credit?

12. May 2009

4 Comments

I have bad credit from being young and stupid. I have a few delinquent accounts that I am just paying off now but should have been paid 2-3 years ago (so you can imagine how bad my score is). If I pay these debts completely will it still improve my score even after all this [...]

How do you raise your credit score after delinquent debt has been cleared?

12. May 2009

7 Comments

The only item on my credit is a collection for 5. However, my credit score is 597. Read more here

I would like to know how to improve my credit report and score.?

12. May 2009

7 Comments

I was married for a long time to a man who would not help me with financial things and now I am getting divorced and trying to start over. My credit score is around 537 and I want to improve it and make my life better. What do I do? Where do I begin? I [...]

Ways to improve my credit fast?

12. May 2009

6 Comments

I have searched many answers on here from other people's questions and have gotten some good tips. I just went to the op-out website and opted out of random companies pulling my credit report to send me pre-approved offers. I thought that was a good piece of advice. Now I know I should pay my [...]