FAQs

how can i fix my bad credit?

7. September 2010

heres my situation, im 21, make about 00 a mth, and my bills take up 70% of that money, i have a credit card that has a limit of 00, but the balence is 40 (they charge me 0 in fees a mth, so i cant seem to keep it under much), i have a [...]

Please review this and let me know what you think? :)?

7. September 2010

4 Comments

I am applying for my first Studio, its a low income housing complex that has a very intense screening process. They pull your credit report and it has to be at 650 or higher (Im at like 653 w/ Experian- but I dont know what bureau they use that might make my score a little [...]

what type of credit is gas bill & does accepting settlement help credit?

6. September 2010

1 Comment

I am trying to fix some past credit. First i have a old Credit card for about 480. They are offering a settlement amount of 120. Should i take it? Will it help my credit? Or should i try to get them to let me make payments. This is about 4.5 years deliquent. Also what [...]

Will refinancing help my credit score? My score is less than 500, we would like to move in the next year?

6. September 2010

5 Comments

This is my situation, right now my rate is 7.something% fixed. My credit is horible, under 500. I was wondering if refinancing(we have someone that’ll give us 9.99% for 2yrs,then refi or buy) will help out our credit score so that we could by a bigger better home within the next year or so. Please [...]

second chance financial credit repair?

5. September 2010

8 Comments

I’m trying to fix my credit and i wanted to know if second chance financial is a good company to help me. I heard them in 97.1 free Fm in Los Angeles CA,

Help with fixing my credit….?

4. September 2010

6 Comments

I have a few things here and there and a few big things on my credit. I got my credit report, and got my credit score… its horrible. 503…. 503 are you kidding me? I need help to fix it, any ideas?

How can I get a mortgage if I have credit score under 400?

4. September 2010

6 Comments

Most of the mortgage companys I have tryed will not give me a mortgage because I have a credit score under 400. They say they will not help anyone with out having a credit score over 500. I have a fourclouser on my credit and a really old credit card bill that I refuse to [...]