Pay Off Debts

European debt crisis and your money

16. November 2011

Italy might be 5361.63 miles across the Atlantic Ocean, but that distance may not be far enough to tame the worry for us here in the Unites States. Here in the U.S, the European crisis is definitely a cause for concern. In today’s global market, the crisis affects everyone from Government to small business owners, [...]

Combating With Secured Loan Debt Is Not That Hard- Know Why

8. August 2011

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f you are visiting this page and reading this article intently, chances are you are spending sleepless nights thinking over your secured loan debts and frantically looking for a way out. It is true that the secured loans offer relatively lower interest rates to the consumers but carry a considerable amount of risk with it. [...]

Debt: Everybody is Concerned about it

15. July 2011

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Debt is that thing which is owed, it also covers moral obligation and other interactions not directly involved with money. In financial terms debt also means the using of anticipated future purchasing power. A debt is created when a creditor agrees to lend a sum of assets to a debtor. In most cases debt is [...]

paid my 3 delinquent bills that were charged off on my credit report…what now??

2. August 2010

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I disputed the negative items on my report through all three agencies online, hoping when they verified they would change the balances to 0$ and remove the delinquent status. Is this enough? Who do I go to in order to possibly remove the account from my credit file now, the collection agency or the financial [...]

Does anyone know of any debt relief programs that are legal and won’t rip me off?

4. July 2010

4 Comments

My income has been cut I’m not behind yet but I’m anticipating being that way in a few months. Anyone ever heard of The Palmer Firm, they are claiming to cut my credit card debt from 061 to 00 in 28 months with monthly payments of 7. I called credit solutions but they dont deal [...]

Credit/ Debt Questions?

14. June 2010

2 Comments

My husband and I have horrible credit and I do mean horrible. Both were damaged by past marriages. We are now trying to buy a home in September of this year. I have a very stable job (post office). I am just now beginning to pay things off from my credit report (I know a [...]

Fair Debt Collection Practices Act

27. May 2010

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The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]