Help how do I fix my credit NOW!?

If I pay everyone off then what is the next step to rebuild?

Should I get a credit card if I have bad credit?

Okay I’m trying to fix my credit. The thing is I’m not qualify to get a regular credit card since my credit is bad. So I was thinking about applying for a secure credit card. But you see i already have one in-store credit card that is in good standing. I don’t know if I [...]

i need help fixing my credit does anyone know where i can get help.?

How to fix credit score?

I owe approximately 000. 00 of that debt is for credit cards. I was unemployed for 5 months and unable to pay any of my bills/payments. Now i do have a job but only make enough to get by, i also go to school so can’t work longer hours. My questions are these: 1)Do i [...]

Best way to fix my credit?

So I messed up my credit. I’m 25 now and did some stupid things back about 3-4 years ago and I am ready to get my credit back on track and pay my debts off. I got a credit card, maxed it out and then didn’t make my payments on time, I had a car [...]

Fair Debt Collection Practices Act

The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]

Excessive Credit Card Debt Solutions

Of all the things you can do to resolve your excessive credit card debt, the first thing to do is to stop creating more. I’ve seen more than one person get out of debt briefly, only to fall back into it. Start changing those habits. Regardless of how quickly you change your habits, though, if [...]