Collection Agencies

couple credit disputing questions, can you help ?

29. July 2010

I have 7 negative collections and im just getting started in trying to fix my credit. I dont know what to say in my disputes. Some are real old and some not but i was told i shouls dispute them all its worth a try and then ill have less to deal with. I dont [...]

Does settling a debt help credit?

23. July 2010

6 Comments

I am trying to fix my credit and one of the collection agencies that has one of my old credit cards has sent me a settlement letter. should i just pay it off in full which is 00 or should i take there offer of 0? If i do settle will it help my credit [...]

can a debt solution company really help me with my bad credit ?

21. July 2010

5 Comments

i mostly have medical bills and sum college loans . Is there anyway to fix my credit problem

I just pulled up my credit report and i have a bill with Verizon, I called Verizon and they couldn’t help me.

12. July 2010

2 Comments

They couldnt help me get this bill payed. I’m guessing they sold my account to some other company. I ONLY OWE 4 and i can’t pay it to fix my credit.

how long after paying off an account in collections can you start rebuilding credit?

3. July 2010

4 Comments

I have two credit cards in collections and i recently started paying them off. after i have satisfied these accounts how long should it take to repair my credit score. and what might any one suggest that could help rebuild my credit???

Fair Debt Collection Practices Act

27. May 2010

0 Comments

The Fair Debt Collection Practices Act (also known as the FDCPA) is a US Statute added in 1978 with later amendments, which protects consumers from unscrupulous debt collection agencies or methods. It also gives consumers a way of challenging inaccurate information that may be held against them. This article gives a summary of the provisions [...]

Do I pay off old debt on my credit report?

21. May 2010

9 Comments

I have 3 closed credit card accounts, 1 medical collection and couple miscellaneous collections. Yes, I know. I should have paid my bills, I should have got a 2nd job. I definitely regret this now. I was 19 and had no idea how to manage money. Now I’m 8 years older, a mom and I [...]