can you return a car purchased from a buy here pay here location without penalties?

i purchased a car from a buy here pay here dealer, and i think my payments are entirely too high… i have gotten my credit fixed and now i would like to finance something a little less expensive and help build my credit even more… will i be penalized for returning the car to the [...]

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Any legit legal credit erase/repair agencies to erase bad credit on credit reports?

i need a car loan and need a legitimate legal company to erase my bad credit on report to raise my score. Help appreciated, thank you and God bless

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Should I get a credit card if I have bad credit?

Okay I’m trying to fix my credit. The thing is I’m not qualify to get a regular credit card since my credit is bad. So I was thinking about applying for a secure credit card. But you see i already have one in-store credit card that is in good standing. I don’t know if I [...]

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Dead end road for auto finance?

Hubbie and I are in a debt management program, and our credit reports now reflect “paying on time as agreed” althought we do have previous lates. Our debt to income ratio is rather high too. We have been turned down by our credit union and by Capital One auto finance. Do we have any options [...]

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How often do auto loan interest rates change?Rolling 6G negative equity into new loan/ Best trade in value.?

When I got my auto, I had good credit, interest rates were low-6.9% Now my credit isnt good, I relied on credit cards to help me out & I am going to get approved for auto loan, but the int. rate is 17.9%. How long after improving my credit will it take to get a [...]

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Help me fix my credit!?

How can I fix my credit report on my on without an attorney? Is there a form I need to fill out? Will writing letters to previous creditors help? I need to boost my credit score!

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