Credit Card Debt Consolidation

What is the best way to settle credit card debt?

13. May 2009

I am in search of a company or method that will allow me to settle or consolidate my credit card debt. I have researched some companys but I am not sure what is real or a scam. Fidelity debt solutions is one of them. Has anyone had any luck with any of the debt consolidation [...]

Help with debt reduction companies?

12. May 2009

2 Comments

Are there any good debt reduction companies out there or are they scams? I have looked at Accelerated Financial Services, Debt Reduction Services and Elite Financial Services. Are they all basically the same thing? Do they work? Are there better types of companies that work with you and your credit card company to get payments [...]

How do I find the best company to consolidate my credit card debt? Do 55+ have to pay them a fee.?

9. May 2009

2 Comments

I am 60 years old and would like to pay off all credit card debt my the time I am 65. I owe about 16,000 in credit card debt. Read more here

Debt reduction plan interest rate question?

8. May 2009

6 Comments

I am trying to set up a debt reduction plan where I pay off the account with the highest interest rate first, then move to the next highest, etc. My question is, which interest rate on my credit card statement do I use for this prioritization? There's an Annual Percentage Rate and an Effective Percentage [...]

Can I consolidate credit card debt into a student loan?

6. May 2009

1 Comment

I am currently a full time student at a local community college and will be transferring to a private university in about a year. I would like to work only part time while attending the university. Any help would be great. Thanks, Matthew I am currently a full time student at a local community college [...]

How do I stop spam e-mails?

4. May 2009

2 Comments

I put my main e-mail address into one website (I usually use a junk e-mail address for this) and now I am getting spam after spam trying to get me to sign up for credit cards, debt reduction services and the like. I have followed the unsubscribe link located in each one for over a [...]

How do I go about consolidating 10,000$ worth of credit card debt without using a debt management company?

3. May 2009

11 Comments

Myself and my soon to be fiance are in a lot of credit card debt. Between the both of us we always pay our bills on time but now it is starting to become a problem where it is getting overwhelming. I want to get a loan to pay off everything in 4-5 yrs but [...]