Credit Card Debt Consolidation

Are there any Debt Reduction or Debt Management firms in India that work from an Individual’s side?

6. June 2009

This credit card company offered false claims for settlement four times just to take out money in lumpsum from me. I want to get this card settled and done with. Can anyone tell of some Debt Management or Debt Reduction firms in INDIA who can negotiate the terms and conditions from my side from the [...]

2 credit card companies are offering 60% off balances, but want a full payment. Can I negotiate a pmt. plan?

4. June 2009

3 Comments

If I can negotiate the payoff but I can't get an affordable monthly payment plan, should I use an overdraft loan (set up for my checking account) to pay off credit cards? The interest rate is much lower and it would be one payment, as well as a significant reduction in my credit card debt. [...]

Would my credit score be affected If I consolidate my credit card debt?

3. June 2009

5 Comments

I have 5 credit cards and I owed over 5,000 in each, plus I have two sutdent loans? I can make just the minimum payment in each credit card. Should I consolidate, and if I do would my credit score be affected?, thanks. My credit score is 698 Read more here

I have a substantial credit card debt and just came into some money, can I negotiate a balance reduction?

31. May 2009

5 Comments

If I give them a large amount of money, will they negotiate a settlement? Read more here

is it smart to consolidate credit card debt with a loan from a credit union to get a lower interest rate?

31. May 2009

4 Comments

Trying to consolidate my credit card debt?

28. May 2009

7 Comments

What is the best way to consolidate my debt without effecting my credit score. And i highly doubt I can get a personal loan for 10,000 thanks Read more here

Debt Reduction?

27. May 2009

5 Comments

I have recently been introducted to a debt reduction program- which sounds to good to be true. I need some advise. This program is where i stop paying my bills in order to get the credit card companies to settle. In the mean time, I am setting money away into an account known only to [...]