Credit Card Debt Consolidation

Can I make a credit card co accept my offer to buy debt out?

10. May 2010

I have made an offer to my credit card company to pay them out on a reduced amount to come out of my super under hardship. I am overdue in payments. I wish to pay them out about half what I owe if they would accept that. They havent said no, but they want to [...]

can i trust smartsolutionsfs.com to help me fix my credit.?

9. May 2010

2 Comments

I am looking for a good credit repair company am from NYC,a local one or a national one pleas I got to repair my credit before I file my taxes.

What steps do I take to fix my bad credit?

8. May 2010

5 Comments

I am 22 years old. My mother opened two credit cards in my name when I was 18. I have already paid the balance on one of the cards. The other is still on my credit report with a 00 balance. I have a medical bill on my report for over 00 from when I [...]

Possible scam email would like some help?

22. January 2010

4 Comments

Below is a copy of the entire email. I don’t know if it is for real or not. It seems so official. If any one could help me it would be grately appreciated. fromFederalReserveBailout <info@globecredits.com> reply-toinfo@uscreditagent.com to dateSun, May 24, 2009 at 11:56 AM subjectFederal Reserve offers to all a 0 Billion debt bailout within [...]

I need advice from people who have or are going through a bankruptcy.?

18. January 2010

3 Comments

Hello everyone.I need responses from people about their bankruptcy and what is involved in them.We have an extremely huge amount of credit card bills and some medical bills.Even with debt relief help we could never make the payments every month.We own our house and have a car payment.Both are current.We can not sell the house [...]

How do I report this scam?

16. January 2010

2 Comments

I received a text message from 1-310-498-0138 it reads as follows “Is you credit card dept ,000 or more? Our Debt relief program can lower your payments immediately. May we please give you a call?” I replied with “Scam” They wont answer their phone. I get taken back to a message that says “The person [...]

Do You Have Too Many Credit Cards?

5. January 2010

0 Comments

How many credit cards do you have? If you are like most people it is probably too many. We’ve all been lured in by the siren call of better rates, special perks and rewards, or lower fees so that most Americans carry between five and 10 credit cards. The problem is not so much that [...]