Alright, i got my credit report and what not and my score cam back 515, i know thats bad, now what im trying to do is find a loan where i can pay off my credit which is (,000) and just pay back the loan, but im having a realling hard time trying to find someone to accept me due to my credit. so im kinda stuck in a boat without a paddle. Can anyone help me or know of any companys that may be able to help me get my credit fixed so i can work my way to better my credit then be able to get a home loan???
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Sat, Aug 28, 2010
August 28th, 2010 at 8:13 am
More than likely, you’re not going to be able to get a loan to pay off the $4,000 with your credit right now. Have you talked to the company you owe the money to and tried to negotiate some sort of payment schedule and interest rate adjustment?
As for getting a home loan, that’s something that’s probably way down the road somewhere. First you need to pay off what you owe then save money for a down payment for a house.
Good luck.
August 28th, 2010 at 8:13 am
Give Consumer Credit Counseling a call. CCC helped me out many years ago and more than once. The ‘more than once," is because I was young, stupid and didn’t listen the first time.
I’m sure you will find help at one of the two websites below you.
All the Best.
August 28th, 2010 at 8:13 am
Drea,
It sounds like you need some advice.
I own a debt/credit consultation business and we do free consultations
Go here
http://www.agdebtconsultation.com
I am aaron , always willing to help
September 3rd, 2010 at 6:49 pm
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