I am messed up when i was younger on my credit getting credit cards and was not able to pay for them. I am paying for it now 4 years later. I am looking online to find the best way to fix my credit. If i pay the collections companies that i owe actually going to take the negative stuff off my credit report. I know its going to take a while but i am willing to take the time out and do it. If anyone has any ideas on how to help me that would be great.
Thanks
no i did not declare bankruptcy i do not want to do that.
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Fri, May 7, 2010
Credit Card Debts, Fix My Credit, Improve Credit Score, pay off debts, Personal Loans, Questions
May 7th, 2010 at 3:24 am
Credit restoration is an intricate, detail oriented process, and it pays to hire an Attorney who understands the law intimately, and can exercise your rights. The only place I found on the internet for an affordable and experienced attorney is: http://www.ICanHaz.com/GreatCredit/
May 7th, 2010 at 3:24 am
While it may seem easier at first glance to just wipe the slate clean by declaring bankruptcy, you should avoid it whenever possible. The fact that you went bankrupt will stay on your credit report for 7 years and will thus affect any future credits you apply for Work with your creditors or even a non-profit debt consolidation company to avoid having to file for bankruptcy.You should diligently make payments and make them on time for your existing debt.
http://www.worldbestloans.com/
A good payment history is the most surefire way to improve your credit. The key is to not be late with your payments. When you restructure your debt, or when you create new debt, make sure you will be able to make your payments in full on time. It takes a little while before you see your credit score rise, but stick with it and make those payments and your credit will improve.