2010 June | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

I NEED TO GET OUT OF DEBT.. and fix my credit score.. HELP?

30. June 2010

Hi, since turning 18 I have never been sensible with money, I have destroyed my Credit Score and now I am obviously unable to get Finance, I now have 2 children and myself and my partner would love to buy a house.. What type of person would I need to speak to, to get help [...]

Do you know what the process is when you work with a credit counselor?

29. June 2010

4 Comments

My husband and I have an app. with a credit counselor to help our credit were looking to purchase a house do you know how it works and what exactly is involved….Also how long will it take to fix our credit we owe ,000 combined and our credit score is in the mid 500′s..I was [...]

How does consolidating your debt affect your credit score?

29. June 2010

4 Comments

Is it a good idea? I just sold my home, and over the next year, I’m going to work on fixing my credit. (no mortgage or rent-living with family) How do these type places really help you increase your credit score while paying off debt? How much do they cost, cause I know they’re not [...]

New Overdraft Rules: What Consumers Need to Know

28. June 2010

1 Comment

Big changes are coming to your checking account. The Federal Reserve announced that starting next summer, banks will not be able to let you spend more than you have in your account with your debit card or make an A.T.M. withdrawal for an amount higher than your balance unless you have told it that you [...]

How Credit Card Debt Effects You

28. June 2010

0 Comments

The statistics are truly mind numbing and continue to get worse each and every year. At the current rate about 1% or one in a hundred families will be forced to declare bankruptcy at some point and over 90% of Americans’ disposable income is spent paying back debts. Not a happy picture but as bleak [...]

I’m done trying to fix my credit! Are these Bad Credit sites for real?

28. June 2010

5 Comments

I’ve been trying to buy this home for nearly 2 years now. I been through 4 mortgage companies and over 10K trying to pay off debt that didn’t make a difference in my score. I know the routine now,companies will promise you they can help until the realize your credit is below 600, then they [...]

What I should do to fix my credit report?I?

27. June 2010

2 Comments

I have pulled up my credit report yesterday. I have found 3 negatives accounts on my report that I do not know about. Im 100% sure that these account didn’t belong to me. By the way I have disputed with Experians but they keep saying the account belong to me. Also, at the end of [...]