Credit cards gone to collections…..need advice…please!!!!?

All my credit cards have gone to collection agencies. I had 5 credit cards & totaled they don’t exceed 8K. I was out of work due to an auto accident but I am back to work now. I was researching ways to pay them but I get different answers. Some say “don’t pay, it’s already [...]

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Should I continue to look around myself if approved through a car dealership?

Im currently in the process of repairing my credit and have about 5k to finish paying for my current vehicle. However there is a particular car that caught my eye and I applied online to get financed. Several dealers called me back and emailed me one of which said that even with my credit score [...]

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steps to fixing credit?

I am trying to clear my credit but need to know the most effective way to get this done in a timely matter. I need to know what letters do i need to send to who and what do i start with first. I have already got my credit report and want to know do [...]

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Trying to maintain good credit but grandparent needs help?

I have had a credit card for the past 6 months and I have paid it off in full faithfully each month. I budget my money each month and am able to live–frugally but comfortably. My elderly grandmother is in need of help. She hasn’t been able to pay her car insurance and needs money– [...]

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re-establishing credit after bad FICO score, is this good ?

Hi, I don’t owe anyone, anything, but my credit report needs to be cleaned up as I’m working on that. I settled all accounts via an attorney, not paid in full, but settled. I am thinking of getting this low APR credit card and using it to buy something like a month and then pay [...]

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Any one knows where i can get help to fix my credit?

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Have you ever been through Debt Management with Take Charge America?

How much do they charge? All they’ll tell me is that its different in every state. I live in Maine. And I’m wondering if its even worth it, if my interest rates are reduced on all my credit cards, how is that helping me if I have to turn around and pay them a monthly [...]

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