2010 March | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

I have 7 collections on my credit and my score is 573, can anyone help me understand this and raise my score?

2. March 2010

Some of these things are very old over the 7 yrs not that i know if the 7 years and its gone story is a myth ( what does it just fall off the face of their computers). Anyways so i have some old bills and some hospital bills. Can i dispute even though its [...]

HELP WITH CREDIT I DONT KNOW WHAT TO DO…. HOW CAN I REPAIR IT FAST?

1. March 2010

8 Comments

Which lenders will do fha loans under 620 credit score? Please Help? I am a first time home buyer. I am trying to find a lender, my score is 569. The credit union that I was trying to go through said it was rough to get a loan when your score is below 600. I [...]

Help please regarding paying old debts and trying to fix my credit. Knowledgeable answers appreciated!?

1. March 2010

5 Comments

I had impeccable credit for over 30 years, but a little over a year ago, things started to go south, including the loss of my job. Needless to say, a very bad time in my life and I was unable to pay my bills for around a year. However life is better now, and I [...]

Need help to make financial decision?

1. March 2010

5 Comments

The apartment complex we live in has progressively gone down hill since we moved in thre years ago. Our lease is up in 9 months and we plan on trying to buy a house instead of renting again. Our credit isn’t the worst but it’s not great either. Our neighbors, who just bought a house, [...]

Are there any laws against a cred. crd com. that reduced a crdt line by 1/2 after being pd dwn?

1. March 2010

3 Comments

I have been with a company for about 4yrs and had a credit line of 5K. I aggressively paid it down to half of the balance so far. Well, I left for vacation on May 27 and forgot to make a .00 payment on another bill therefore making it late–and the 5k credit card reduced [...]

Bad Credit-Home Loan?

1. March 2010

13 Comments

I have a 495 credit score and just had a recent divorce and still living with my husband. I am staying with him to save money however I want to get my own home and its seems not to be possible because of my credit score. I have collections and some recent one’s too. Are [...]

I have bad credit. I want to fix it but am shy the funds to begin making payments. How can fix my credit.?

1. March 2010

4 Comments

I am a single mother and no one is helping me with them. I am working a 9 to 5 but do not have the money to do much. Helped out some members of my family at one time and really got stuck with some crap. I am more than 10,000.00 in the hole. Most [...]