Archive | March, 2010

Paying it off?

30. March 2010

3 Comments

I have one credit card that I got when I was 19 years old, I’ll be 23 in two months and my balance is still at the limit. I have looked into card hoping in order to reduce interest rates to better pay off the actual debt. My total debt is 00, and like many [...]

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Cancelled Mortgage and I am loosing my Deposit. Help..?

30. March 2010

1 Comment

The attorney’s, both mine & the Sellers tell me I will loose my deposit because I incurred credit card debt and that was the reason for the denial. I bought a home to rehab and used purchases applied to my credit card to pay for repairs and appliances, paint, carpeting, etc. Since I did this [...]

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Cleaning up credit?

30. March 2010

5 Comments

I am looking at getting a secured credit card through my bank. They already told me that it does report to credit places like experian etc…but I have BAD credit and I wanna know how much of a boost this card is actually gonna give me. I also know fixing credit takes time, but does [...]

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I’m 39 wanting to get a loan on a house. I need tips on ways to go about it,More details below.?

30. March 2010

6 Comments

I have a friend whos home is being repossed due to back taxes. It’s ,000 to pay off the taxes and I need some to fix it up,its not to badly in need of repairs. Also a bit of money aside for the first few payments…My credit is well ok, thats about it. My credit [...]

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Okay so I paid my bill, and B of A won’t help. I need advice and ideas.?

29. March 2010

2 Comments

Okay so I received an e-bill today from Bank of America saying I owe 0 by next month, even though I paid my bill for this past month. The lady on the phone was only able to reduce my late fee charge in half, so instead off a grand total of 0 it is now [...]

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Reducing Credit Card Debt

29. March 2010

0 Comments

Having credit card debt piled up as high as a mountain is a nightmare and this can happen to anyone. You can barely remember a thing, you just see the results. Say you go to mall to buy a winter jacket and end up with a lot of other unnecessary items including a jacket, two [...]

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I need the names of some trustworthy companies that offer Debt Management Plans?

29. March 2010

5 Comments

I will not qualify for government grants. I cannot get another consolidation loan. I do not want to use a debt negotiation service. My credit is good right now. I have paid all my bills at or above the minimum on time for over 7 years, and any blips on my credit have just recently [...]

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