What do I need to buy a house?

My husband and I are wanting to save up for a year and put the money we save together with our taxes and buy a house. Our credit isnt that good right now but we’re going to spend the next year trying to repair it and since we dont have any other bills or credit [...]

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Can you receive emergency assistance in OK when the IRS is garnishing 1/2 of your monthly income? HELP PLEASE!

My spouse and I are both disabled on SSI, early Social Security and his Pension Check. In 2001 he received a large lump sum buyout and we paid off all bills, credit cards, etc. even though the money was taxed highly. The banking institution didn’t withhold the correct amt. of taxes and knowing we would [...]

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how can i fix my credit score?

i have really bad credit, so i was wondering is there anything that can help me fix my credit because im trying to get a new car. Thanks

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What Secured Credit Card Does Not Report as a Secured Credit Card?

I am in the grass roots of repairing my very sad credit history. I don’t even know my score, but I do know that I have nothing positive reported, other than me paying off past debt and my student loan that is currently being delayed because I am in school. I just want to setup [...]

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Financial advice needed. Can you help?

My mother took a note on a house for me 3 years ago. Interest only arm. Then my credit score was pretty good, but my debt to income ratio was too high for me to get the loan. I had a major financial setback within that time. I ended up enrolling in CCC program. I [...]

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Fixing Credit?

I have charge offs / collections that went deliquent in 2002. Now that I am doing better I want to pay off what I owe and re-establish credit. However, I hear that it is worse if I pay the items off now because they will restart. Most items have been deliquent since the end of [...]

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I Need a home loan but have poor credit. HELP!?

The loan is for 0,000. Our scores are in the 500′s. We do have about ,000 to put down. We just can’t get a loan due to credit issues, and it is so hard trying to repair credit. We would like to get into the home before everything goes back up again. We are first [...]

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