If I have a credit score of around 580 or so, how long would it take to get my credit back in good standing (looking for 700 or maybe 750)? This assumes I make no more payments late (2 late payments in the last year) and can meet or exceed the minimum monthly payment (I [...]
Continue reading...28. February 2010
I have been trying really hard to improve my credit. I payed everything off but I have negative payments in the past. I’m looking to hire a legitamite company for help. I managed to get a secured card and a credit card with terrible fee’s and low credit but my score acually went down 5 [...]
Continue reading...28. February 2010
A low credit rating or bad credit report can negatively affect virtually every aspect of your life. Whether you are consistently late on your mortgage or utility bills or you are over your limit on your credit cards, bad credit can make purchasing on credit virtually impossible, and it can limit your lifestyle in many [...]
Continue reading...28. February 2010
President Obama signed a new law regarding disclosures and how much your credit card companies can raise your interest rate, charge late fees or over limit fees and the right to opt out The Largest Credit Card Issuers are American Express and Discover. Visa and MasterCard are issued by banks and the leading issuers are [...]
Continue reading...28. February 2010
This company negotiates with credit card companies to help one reduce their debt. Their services do not come cheap however. They charge 12% of the amount of your debt plus a monthly fee. So in my case, since my credit card debt is ,000.00 their fee to “fix” my debt would be ,750.00 plus a [...]
Continue reading...28. February 2010
WHEN I WAS IN COLLEGE I GOT 5 CREDIT CARDS . I PAYED THE MAIN ONE WHICH WAS MASTER CARD BUT NOW I’M TRYING TO PAY THE ONES FROM THE RETAIL STORE LIKE VICTORIAS SECRET, MACYS AND EXPRESS. IF I PAY THIS CARDS WOULD MY CREDIT SCORE GO UP? IF NOT HOW CAN I MAKE [...]
Continue reading...28. February 2010
I’ve never been late on my house payment or my auto payment. I have one credit card from 5 years ago, that has been charged off, and a doctor bill for .00. I’ve been on my job for 22 years. but my credit scores are 540-610 and no one wont’s to help me. My a/c [...]
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28. February 2010
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