2010 January | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

What percentage of my income should I contribute to my 403B.?

21. January 2010

I am a single parent. Both kids have moved out for the time being. I have some credit card debt that I am quickly reducing to zero. Probably will have it all paid off next spring. I own my home. My car is paid off in 9 months. Currently my contribution is 10%. Should I [...]

How many points does your credit score go down for late mortage payments?

21. January 2010

2 Comments

How many points does your credit score go down for every late mortgage payment made 30-35 days after the due date? Is this hard to repair?

Are we gonna lose our home?

21. January 2010

4 Comments

Bought a home for 0,000, tax assessment is now at 8,000, but homes aren’t selling in our neighborhood, not even for 0,000. We are about to go 30 days late on our mortgage payment. We have been pulling nearly 00/month from our credit cards since September in hopes that we’d be able to figure out [...]

Do those “credit repair” places really increase credit scores?

21. January 2010

7 Comments

are they legit, and if yes, do they help much at all? How long do they take to do whatever theyre going to do ?

Will my bad credit overshadow my soon to be spouse? My boyfriend is scared that if we marry his credit ruined?

21. January 2010

10 Comments

Hi there I am hoping to be married soon, but my boyfriend is concerned that my bad credit will go on his record if we do marry. I have not attempted to correct my credit yet. There are several non payments on my record, probably to the tune of about ,000 maybe ,000 with the [...]

I paid off 2 credit cards in 2007, can I deduct the money as spent doing this on my taxes?

20. January 2010

6 Comments

I paid approx 00 to pay off two credit cards in 2007 , could this be considered a “large purchase”, or is there another way to deduct money that was used to reduce debt?

My finances are a mess and I do not know what to do…?

20. January 2010

11 Comments

I am in my 40′s, college educated (Information Technology), single, deep in debt (close to 6 figures) and I do not know what to do. I own a house (kind of a dump), but the bank still owns two thirds. I had lost a job that I had for a long time and it took [...]