2009 December | How To Reduce Credit Card Debts And Enjoy Financial Freedom Today!

All of my credit accounts are charged off. How do I go about getting these up to date to repair my credit?

31. December 2009

my credit score is 561.

After a credit card balance has been delinquent for more than 6 months, it’s over?

31. December 2009

After a balance has been delinquent for six months, regulations require the card company to reduce the value of the debt on its books to zero. If a borrower has not paid by this point, chances are he never will.

Financial Solutions, Credit repair.. does it work?

31. December 2009

6 Comments

I have agreed to pay a substantial amount for credit repair services and now I am worrying that it won’t work. They say they can increase my credit score by 100-200 points. At this point I could still back out of it. I don’t owe a lot of money to anyone. I will be buying [...]

Who can I turn to for a consolidation loan with less than perfect credit?

31. December 2009

3 Comments

I have several credit cards and a couple of payday loans that I’m trying to clear up quickly. The 360.00 a month in fees for the payday loans is more than I can handle. If I could get a consolidation loan to get out from under some of this debt it would be a tremendous [...]

Will my credit score be repaired?

31. December 2009

9 Comments

I settled an dispute with verizon becuase they had sold my debt to a collector and now the collector damaged my credit score which is what I do not get since everything was fixed between me and Verizon. I recently paid the amount the collection agency wanted however the dispute was settled over 3 months [...]

Credit card debt and stress

31. December 2009

0 Comments

The relationship between stress and credit card debt is a very close and, unfortunately, widespread one. A Public Interest Research Group and Consumer Federation of America analysis of accurate Federal Reserve reveals some astounding figures: the average household has debt ranging between $10,000 to $12,000 and the average number of credit cards is nine. Such [...]

Debt Money and Happiness

31. December 2009

0 Comments

Tips to help you get out of debt and stay out. Fix the problem If you are in debt, youve spent money more quickly than youve earned it! In order to get out of debt or stay out, youve got to spend less than you earn (and apply the difference to savings & reducing debt). [...]